Loan Calculator Terms

How does this calculator work?

This calculator is intended as a helpful guide for use when comparing Consumer Loan providers, and should only be used as such.


This calculator provides results based on the assumptions below and the information you provide. The estimated repayment amount is not a quote or offer from Real Finance (or our External Lenders) and is not a calculation to be used for Business Customers, and;


  • repayment amounts calculated are based on an indicative annual interest rate of 26.95%, an Establishment fee and a regular Monthly Administration fee; and


  • the rate you are offered upon a successful application will depend on your individual circumstances, including your credit score and any security offered; and


  • our current annual interest rates can be found here; and


  • other fees or charges may apply to your individual loan; and


  • assumes our current variable interest rate will not change during your loan term; and


  • assumes you make all your required repayments in full and on time and therefore do not enter default.


For more information or to obtain a finance quote tailored to your individual circumstances, please contact one of our friendly team.

Loan Calculator

Click here to find out how this calculator works.