Forms and Downloads
To help you get sorted out as quickly as possible, please find a whole range of forms you might need. Clicking on any of the links will start a PDF file download or open a new window.
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Loan Applications, Terms and Conditions, and Sample Forms
We know it's faster to apply online, but sometimes you might want the paper version.
- Business Loan Application Form - Updated 1 December 2020
- Consumer Loan Application Form - Updated 1 December 2020
- Disclosure Documentation for Consumer Credit Lending - Sample Form - Updated 28 August 2019
- Standard Terms and Conditions for Consumer Lending - Our Operative Terms - Updated 28 August 2019
- Acknowledgement And Agreement of Guarantor(s) - Updated 28 August 2019
Loan Repayment Forms
If you do not know your client reference, please contact us on 0800 21 21 21 before using any of these forms.
As we are a preferred Direct Debit Initiator, your DD Authority forms should be posted to us instead of your bank. You can find our postal address here.
- Direct Debit Authority - Wellington or Canterbury
- Automatic Payment Form - Wellington or Canterbury
- Payclerk Deduction Form - Wellington or Canterbury
Problems with your Loan or Repayments?
Real Finance is here to help manage your financial goals and challenges whenever you have them. If things have changed since you obtained your loan and you find you are now struggling financially, communication is the key to ensuring you receive proper care and consideration for you, and the maintenance of your loan account/s.
Real Finance encourages you to Contact us today rather than letting things spiral out of control, because when the damage is already done, it's more difficult to manage and there are less options available.
- Consumer Unforeseen Hardship Application Form - Updated 1 December 2020
Do you have Feedback or a Complaint about our Consumer Services or Products that you would like to share with us?
Each member of our team prides themself on the high quality of our services and the credit products which we provide our valued consumer customers. However, as part of our quality assurance, we acknowledge that we may not get it right every single time and we value your feedback - as learning where we've done something wrong and then fixing it, allows us to become a better Company.
If you would like to raise an issue with us, whether it be feedback about where we might be able to strengthen our service quality, improve our systems or technology, or a complaint about a product or service which we have provided you, please raise this with us via our Consumer Complaint Page below.
We promise to handle your issue with the care you deserve as a highly valued customer of Real Finance.
Insurance
Thinking about insurance is often only done after it's too late. Real Finance's loan related insurance products help cover your loan repayments in the event of financial crisis and motor vehicles for accident and/or breakdown.
Don't be caught short! You can find out more about our Insurance Products here.
If you wish to make a claim against a policy which Real Finance has provided for you, it's quicker to contact the insurer themselves (their contact details are on your policy) to do so. If you encounter any issues, we are here to help.
Payment Protection Insurance (PPI)
- Wage & Salary Earner - Policy Booklet
- Self Employed Cover - Policy Booklet
- Retiree & Beneficiary - Policy Booklet
Motor Vehicle Insurance (MVI)
- Motor Vehicle Insurance - Policy Booklet
Mechanical Breakdown Insurance (MBI)
- ExtremePLUS Cover - Policy Booklet
- SmartCover - Policy Booklet
Loan Equity Insurance (GAP Cover)
- GAP Cover - Policy Booklet