Welcome to Real Finance

Real Fast

A Real Finance loan is generally approved on the day you apply & in most cases you have access to the cash on the same day!


We strive to provide approvals within 60 minutes of receiving your completed application & applying is so simple. Call us on 0800 21 21 21 for more personal help, or Apply Now via our fast online form & take the first step to reaching your financial goals.


Real Flexible

Repayments start as low as $10 per week, & the length of our loans range between 1 week & 3 years. Through nearly 100 years of experience, we realise every single person & situation is different, so we tailor each loan to perfectly suit your individual needs!


Real Friendly

Our dedicated & highly professional team treat you like you are part of the Real Finance family, not just another faceless number! We're small enough to care & large enough to matter!



"I applied in the morning & was able to use the cash that I'd borrowed by that afternoon. It's so simple, & the repayments are based on my own personal budget so they're easily affordable. I still can't believe it! ”  Chris, Wellington

Loan Calculator

Click here to find out how this calculator works.